:root{--ui-color-bg:#0b0d12;--ui-color-bg-elev:#141821;--ui-color-bg-elev2:#1c2230;--ui-color-border:#2a3142;--ui-color-text:#e6e9ef;--ui-color-text-muted:#8b94a8;--ui-color-text-dim:#5a6377;--ui-color-accent:#6ea8ff;--ui-color-accent-hover:#87b6ff;--ui-color-accent-on:#0a0d14;--ui-color-positive:#4ade80;--ui-color-negative:#f87171;--ui-color-warning:#fbbf24;--ui-radius-sm:6px;--ui-radius-md:10px;--ui-radius-lg:14px;--ui-shadow-sm:0 1px 2px #0006;--ui-shadow-md:0 4px 12px #00000059;--ui-font-sans:-apple-system, BlinkMacSystemFont, "Pretendard", "Apple SD Gothic Neo", "Segoe UI", Roboto, "Helvetica Neue", sans-serif;--ui-font-mono:"JetBrains Mono", "SF Mono", Menlo, Consolas, monospace}@media (prefers-color-scheme:light){:root{--ui-color-bg:#fafbfc;--ui-color-bg-elev:#fff;--ui-color-bg-elev2:#f1f3f7;--ui-color-border:#e1e5eb;--ui-color-text:#1a1f2c;--ui-color-text-muted:#5a6377;--ui-color-text-dim:#8b94a8;--ui-color-accent:#2563eb;--ui-color-accent-hover:#1d4ed8;--ui-color-accent-on:#fff;--ui-color-positive:#16a34a;--ui-color-negative:#dc2626;--ui-color-warning:#d97706}}*,:before,:after{box-sizing:border-box}html,body{background:var(--ui-color-bg);color:var(--ui-color-text);font-family:var(--ui-font-sans);-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale;margin:0;padding:0;font-size:16px;line-height:1.5}a{color:var(--ui-color-accent);text-decoration:none}a:hover{color:var(--ui-color-accent-hover);text-decoration:underline}h1,h2,h3,h4{margin:0;font-weight:700;line-height:1.25}p{margin:0}.ui-btn{border-radius:var(--ui-radius-md);cursor:pointer;-webkit-user-select:none;user-select:none;border:1px solid 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0}.ui-btn--ghost:hover:not(:disabled){background:var(--ui-color-bg-elev2)}.ui-card{background:var(--ui-color-bg-elev);border:1px solid var(--ui-color-border);border-radius:var(--ui-radius-lg);box-shadow:var(--ui-shadow-sm);overflow:hidden}.ui-card__header{padding:20px 24px 0}.ui-card__title{margin:0;font-size:18px;font-weight:700}.ui-card__subtitle{color:var(--ui-color-text-muted);margin:4px 0 0;font-size:13px}.ui-card__body{padding:20px 24px}.ui-field{flex-direction:column;gap:6px;font-size:14px;display:flex}.ui-field__label{color:var(--ui-color-text);font-weight:600}.ui-field__required{color:var(--ui-color-negative)}.ui-field__hint{color:var(--ui-color-text-muted);font-size:12px}.ui-numinput{background:var(--ui-color-bg-elev2);border:1px solid var(--ui-color-border);border-radius:var(--ui-radius-md);align-items:center;padding:0 12px;transition:border-color .15s,background .15s;display:flex}.ui-numinput:focus-within{border-color:var(--ui-color-accent);background:var(--ui-color-bg-elev)}.ui-numinput__input{color:var(--ui-color-text);text-align:right;background:0 0;border:none;outline:none;flex:1;padding:10px 0;font-family:inherit;font-size:15px}.ui-numinput__suffix{color:var(--ui-color-text-muted);padding-left:8px;font-size:14px}.ui-numinput-wrap{flex-direction:column;gap:4px;display:flex}.ui-numinput__reading{color:var(--ui-color-text-muted);font-variant-numeric:tabular-nums;letter-spacing:.01em;padding-left:2px;font-size:12px}.ui-toggle{background:var(--ui-color-bg-elev2);border:1px solid var(--ui-color-border);border-radius:8px;gap:2px;padding:2px;display:inline-flex}.ui-toggle__btn{color:var(--ui-color-text-muted);cursor:pointer;-webkit-user-select:none;user-select:none;background:0 0;border:none;border-radius:6px;font-family:inherit;font-weight:600;transition:background .15s,color .15s}.ui-toggle--sm .ui-toggle__btn{padding:4px 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strong{color:var(--ui-color-text);font-weight:600}.ngf-info{flex-direction:column;gap:24px;display:flex}.ngf-info__section{flex-direction:column;gap:8px;display:flex}.ngf-info__heading{color:var(--ui-color-text);margin:0;font-size:14px;font-weight:700}.ngf-info__sub{color:var(--ui-color-text-muted);font-size:13px;line-height:1.6}.ngf-info__facts{grid-template-columns:repeat(auto-fill,minmax(240px,1fr));gap:10px;margin:0;padding:0;list-style:none;display:grid}.ngf-info__fact{background:var(--ui-color-bg-elev2);border:1px solid var(--ui-color-border);border-radius:var(--ui-radius-md);flex-direction:column;gap:4px;padding:10px 12px;font-size:12.5px;line-height:1.5;display:flex}.ngf-info__fact strong{color:var(--ui-color-text);font-size:13px}.ngf-info__fact span{color:var(--ui-color-text-muted)}.ngf-info__channels{grid-template-columns:1fr 2fr;gap:16px;margin-top:4px;display:grid}@media (width<=600px){.ngf-info__channels{grid-template-columns:1fr}}.ngf-info__channel-group{background:var(--ui-color-bg-elev2);border:1px solid var(--ui-color-border);border-radius:var(--ui-radius-md);padding:12px 14px}.ngf-info__channel-title{letter-spacing:.08em;text-transform:uppercase;color:var(--ui-color-text-muted);margin-bottom:8px;font-size:11px;font-weight:700}.ngf-info__channel-list{flex-wrap:wrap;gap:4px 8px;margin:0;padding:0;list-style:none;display:flex}.ngf-info__channel-item{color:var(--ui-color-text);background:var(--ui-color-bg-elev);border:1px solid var(--ui-color-border);white-space:nowrap;border-radius:999px;padding:2px 8px;font-size:13px}.ngf-info__channel-hint{color:var(--ui-color-text-dim);font-size:11px}.ngf-info__fees{border-collapse:collapse;width:100%;font-size:13px}.ngf-info__fees td{border-bottom:1px solid color-mix(in srgb, var(--ui-color-border) 60%, transparent);padding:6px 8px}.ngf-info__fees 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srgb, var(--ui-color-border) 60%, transparent);vertical-align:top;padding:10px}.providers__name{color:var(--ui-color-text);white-space:nowrap;font-weight:600}.providers__badge{font-variant-numeric:tabular-nums;border-radius:999px;padding:2px 8px;font-size:12px;font-weight:600;display:inline-block}.providers__badge--zero{background:color-mix(in srgb, var(--ui-color-positive) 12%, transparent);color:var(--ui-color-positive);border:1px solid color-mix(in srgb, var(--ui-color-positive) 35%, transparent)}.providers__badge--paid{background:color-mix(in srgb, var(--ui-color-warning) 12%, transparent);color:var(--ui-color-warning);border:1px solid color-mix(in srgb, var(--ui-color-warning) 35%, 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th{text-align:left;letter-spacing:.06em;text-transform:uppercase;color:var(--ui-color-text-muted);border-bottom:1px solid var(--ui-color-border);white-space:nowrap;padding:7px 8px;font-size:10.5px;font-weight:600}.sp500__table tbody td{border-bottom:1px solid color-mix(in srgb, var(--ui-color-border) 60%, transparent);vertical-align:top;padding:8px}.sp500__name{color:var(--ui-color-text);min-width:180px;font-weight:600}.sp500__product-note{color:var(--ui-color-text-muted);margin-top:3px;font-size:11px;font-weight:400;line-height:1.45}.sp500__ticker{font-family:var(--ui-font-mono);color:var(--ui-color-text-muted)}.sp500__fee{color:var(--ui-color-accent);font-weight:700}.sp500__chip{border:1px solid var(--ui-color-border);background:var(--ui-color-bg-elev2);color:var(--ui-color-text-muted);white-space:nowrap;border-radius:999px;padding:1px 8px;font-size:10.5px;display:inline-block}.sp500__chip--hedged{border-color:color-mix(in srgb, var(--ui-color-warning) 35%, 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var(--ui-color-border);color:var(--ui-color-text-muted);cursor:pointer;background:0 0;border-radius:999px;padding:3px 10px;font-family:inherit;font-size:11px;transition:background .15s,color .15s}.slider-group__rec-btn:hover:not(:disabled){color:var(--ui-color-text);background:color-mix(in srgb, var(--ui-color-accent) 8%, transparent)}.slider-group__rec-btn:disabled{cursor:default;color:var(--ui-color-accent)}.slider-group__ratio-info{color:var(--ui-color-text-dim);font-size:11px}.planner__breakdown{border-top:1px solid var(--ui-color-border);grid-template-columns:repeat(auto-fit,minmax(180px,1fr));gap:6px 16px;padding-top:12px;display:grid}.planner__breakdown-row{font-variant-numeric:tabular-nums;justify-content:space-between;font-size:13px;display:flex}.planner__breakdown-row span{color:var(--ui-color-text-muted)}.planner__breakdown-row--total{border-top:1px solid 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var(--ui-color-border));border-radius:var(--ui-radius-md);flex-direction:column;gap:6px;padding:10px 12px;font-size:12.5px;line-height:1.5;display:flex}.custom__effects{flex-direction:column;gap:10px;display:flex}.custom__effects-title{letter-spacing:.08em;text-transform:uppercase;color:var(--ui-color-text-muted);font-size:12px;font-weight:700}.custom__effects-grid{grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:10px;display:grid}.effect{background:var(--ui-color-bg-elev2);border:1px solid var(--ui-color-border);border-radius:var(--ui-radius-md);padding:10px 12px}.effect--positive{background:color-mix(in srgb, var(--ui-color-positive) 8%, transparent);border-color:color-mix(in srgb, var(--ui-color-positive) 30%, var(--ui-color-border))}.effect__label{color:var(--ui-color-text-muted);font-size:12px;line-height:1.4}.effect__value{font-variant-numeric:tabular-nums;margin-top:4px;font-size:18px;font-weight:700}.effect--positive 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th:first-child{text-align:left}.projection__th-sub{color:var(--ui-color-text-dim);margin-top:2px;font-size:10px;font-weight:400;display:block}.projection__pair-th{text-transform:none;color:var(--ui-color-text-dim)!important;font-size:10px!important;font-weight:500!important}.projection__table tbody td{border-bottom:1px solid color-mix(in srgb, var(--ui-color-border) 60%, transparent);padding:7px 8px}.projection__year{color:var(--ui-color-text);font-weight:600}.projection__num{text-align:right}.projection__num--invested{color:var(--ui-color-text-muted)}.projection__num--value{color:var(--ui-color-text);font-weight:600}.projection__num--emphasis{background:color-mix(in srgb, var(--ui-color-accent) 6%, transparent)}.projection__note{color:var(--ui-color-text-muted);margin-top:4px;font-size:11px;line-height:1.55}@media (width<=700px){.projection{overflow-x:auto}}.calc__footer{border-top:1px solid 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td:first-child{color:var(--ui-color-text-muted);padding-left:24px}.breakdown__row--emphasis td{background:color-mix(in srgb, var(--ui-color-bg-elev2) 60%, transparent);font-weight:600}.breakdown__row--total td{padding-top:12px;font-size:14px;font-weight:700}.breakdown__num--positive{color:var(--ui-color-positive)}.breakdown__num--negative{color:var(--ui-color-negative)}.breakdown__num--saving{color:var(--ui-color-positive);font-size:15px}.saving-chart{width:100%;height:auto;display:block}.explain{color:var(--ui-color-text);margin:0;padding-left:18px;font-size:14px;line-height:1.65}.explain>li+li{margin-top:10px}.explain ul{color:var(--ui-color-text-muted);margin-top:4px;padding-left:18px}.explain em{border-bottom:1px dashed var(--ui-color-text-muted);font-style:normal}